Saturday, February 24, 2007

Attention, shoppers: Texas will be closing in 10 minutes..

If there had been time, that would have been an appropriate headline all over Texas today as word spread about the recent interpretation of privacy laws by Texas Attorney General Greg Abbott.

Just as in North Carolina where the decision to place social security numbers online was called a "business tool and management decision" by careless registrars and clerks, Texas clerks dismissed public concern and tossed millions of their constituents to the wolves.

A check of recorder and clerk websites in Texas late this afternoon showed all to be offline except for half a dozen, most of which had malfunctioning links.

The ruling could mean criminal charges for some recorders and clerks. Texas Government Code Section 552.352 makes the distribution of confidential information a crime in some cases, punishable by a Class B misdemeanor, which carries a fine of up to $1,000 or six months in jail.

The same applies in most other states and carries the same, appropriate consequence for irresponsible clerks who sold and published images in bulk. Attorney General Abbott's opinion specifically warns county officials that they could be charged with federal felonies as well as the misdemeanors.

David Bloys, security specialist and author of News For Public Officials, has been telling public officials across the country the same thing for two years. You can bet he'll work for all Americans as diligently as he did for his fellow Texans.

God bless Texas!


www.FindMyID.com

Thursday, February 22, 2007

I Know Who You Are.

I know who you are. I know who you married and where you two live now and even where you used to live. I know which bank you used when you bought a home, the account number, how much you borrowed, and when your final payment is due. I can tell you the name of the person who prepared those documents and which lawyer closed the loan and where. And if you want proof, I can send your social security number.

I have a copy of your signature, a photo of your home, and complete directions on how to get there. The photo shows your car in the drive, so now I know if you're single or married, what you drive, and where you live.

I can read your separation agreement, know who got the big screen tv, who got the retirement account, and where the kids will be this weekend and with whom. I even know why you broke up. The divorce looked nasty, I read pages and pages of sordid detail, but couldn't keep from laughing about the stinky fish you left in the swimming pool last summer.

I saw your father's will. That was nice of him to include you, and I also saw a picture of the home he left you and your sister (I have her name and address, too). He was sick for a long time but it looks like his doctors tried everything possible and his nurse seemed like a sweet person. I read about them all. Hmm. Maybe I'll send a nice note, since I have all their addresses.

It's scary to realize his death certificate, social security number, signature, and accounts are all so available. I hope someone doesn't steal his entire identity. After all, you've been through enough lately and probably wouldn't even realize it until creditors began calling asking why he wasn't paying his bills. Then again, the thieves might just steal his home by filling in a blank deed and recording it. They have his signature and it 'copy and paste' isn't exactly rocket science.

I saw the complete list of medicine your dad was taking and you may want to ask your doctor about that third one, there's been some controversy over it in the news lately.

I was happy to see you strike out on your own when you started that new business! - and then sad to see the liens against you when your business failed. The judge's decision when you went to court was fair, though, don't you think? Oh, and it's a shame about those speeding tickets, you know your insurance will probably increase now.

How did I learn all this? I'm not a private investigator, and I didn't spend a penny. In fact, I never even left home to learn this much about you. I simply clicked. I sat down at my computer and visited your county's recorder, register of deeds, and clerk's office websites.

I know who you are, but you have nothing to fear from me. What I read about you is forgotten in minutes. A thief or stalker may not be as forgetful.

If you want to know what I know about you, just send me an email. I'll be happy to give you the details and then tell you how to stop your county websites from broadcasting your life to the world.

Your local registry and county clerks say that you don't care, that's why they're selling all your information to data brokers and posting it online. So tell me, do you care?

www.FindMyID.com

Monday, February 19, 2007

ID Theft on Decline? A Resounding NO!

After Ian Katz' story appeared I checked back to see the comments and thought you would also be interested whether "you" are the general public, police, legislative branch, land registry, or other.

Comments

BUD:
Unfortunately this sounds like the cop investigating my house break in."Who cares what you lost, you have insurance". Or Who care about the cost of healthcare, you have insurance. When my credit card number was hijacked, the cops said "Who cares, you didn't lose anything" meaning the credit card company would pay for the charges. It's the perfect crime, no punishment.

RATBOY:
No big surprise why Ian Katz is skeptical of any report stating ID Theft is on the decline (since you personally have been a victim). How about sticking to some journalistic integrity and reporting just the facts for once, Ian. If you want to put in your 2 cents, write an editorial, not a news story.

THE DETECTIVE:
This article ignores the link between identity theft and crystal meth junkies. There are entire networks of meth addicts who share identity theft information and tactics. This is how they support their habits. Clean up the crystal meth problem, and identity theft will decrease by 50%.

YEAH RIGHT:
I was a victim and the police wouldn't even take a report. Said they had thousands upon thousands and that they couldn't even begin cover the case loads. So to use the police reports as a barometer of how many identity thefts there are is **** poor reporting.

JOSEPH LEFF:
Identity theft could - could - affect one's credit score. It also could be used by illegal aliens, including terrorists. It's potentially a lot more dangerous than news stories usually say.

JEFF ANDERSON:
Do your research. The studies were funded by the bank card companies hoping to allay fears of consumers. Not so says the FTC who says complaints for ID Theft have risen.

JOE FROM TULSA:
If you saw a study taht said if you drank at least 5 cups of Brazilian Fresh ground coffee per day it would cure any know disease and prevent any other disease, cure infurtility, ect, would you beleive it less if the study was paid for by the Association of Brazilian Coffee Growers ???

Of Course !!!
Now this study is trying to make you worry less and use your credit cards more and make more internet transactions so they can earn more fees.

Saying who sponsored or funded the study tells it all "The small community of ID privacy advocates is especially critical of the Javelin study. Marc Rotenberg, executive director of the Electronic Privacy Information Center in Washington, D.C., points out that the report was sponsored by Visa, Wells Fargo and electronic billing company CheckFree, all of which "have an interest in avoiding further regulation."

FRANK:
This is a whole lot of Bull.

There is a lot of people who the government knows that has has their information stolen in the last few years when companies have been hacked into or people walking around with private data on laptops.

The problem is that unless you live in the state of California, any company who has had their data stolen is not required to notify you.

I had my data stolen from 2 break-ins last year, I have a fraud alert on my SS number. Neighter time did the company notify me of this. I requested both companies DELETE my information from their servers and they declined to do so and threw some BS law on my face.

The government can not do anything about identity theft because it will cost the government money. The government would love to have every men, women and child in dept up to their ears, and if they make it harder for people to get credit it will reduce the amount of "compulsive buyers"

PNG:
Identify theft is as easy as having someone give your name to BSO in an arrest. It happened to me in minutes...(this person had to show no id, gave no social, no birthdate, nothing, to suddenly become "me" in an arrest) and then I find out while I'm at home 7 months pregnant, that I'm actually "in jail". When I found out I asked BSO to fingerprint the person in jail because it "wasn't me" and they told me it doesn't make any difference because they got time served.
8 years later I still have to carry double identity to prove who I am because people who take identity for a living don't give a **** How many places have you gotten gas where you don't even need a pin or a even a zip code. Swipe a card....get gas.
Say a name...you become them.

In the computer age we should have some better ID protection than this street crime ease.

GAMEBOY:
Do you think the cops really care. Evidently not.

I hope you got a lawyer.

DAN:
Identity thieves would love the public to lower their guard. Increased awareness and legislative efforts have made life a little more difficult for the thief. We still have a long way to go.
People who feel that the threat of ID theft is over hyped should talk to a victim who has spent months and years disputing false credit and criminal charges.
Some form of ID theft has always been with us -- only the techniques and consequences change. Our reaction to any threat should be balanced. We shouldn't retreat to a constant paranoid state of thinking everyone is trying to steal our identity. We also can't be naive; our identities are valuable.

Lastly, JOANNA offers:
Identity theft is not going away. People need to start taking it serious. It is not just about you and how careful you are it is about technology and humon error and theives. Your information is every where. Your doctors office, hospital,bank local department stores and floating around in cyber space. You are at risk no matter what you do. I have the one product on the market that not only monitors you credit but will restore you identiy if it is stolen.

I didn't offer Joanna's email address (as she did in her post) because I hate to see people pay for something they can get for free.

If you're concerned about your records being posted online and the potential for ID Theft, send a note to:

FindMyID@mindspring.com

We still check records free of charge or if you prefer, offer instructions on how you can do it, yourself.

www.FindMyID.com

Friday, February 16, 2007

Ian Katz, Take a Deep Breath

Sun-Sentinel reporter Ian Katz advises everyone worried about ID theft to "Take a deep breath". Here's hoping Ian takes his own advice after learning it took less than sixty seconds to locate a home address, social security number, and a lot of personal history bearing his name.

Katz' story opens with the news that ID theft is down. Then, maybe not. Then, saying it's difficult to gauge the reliability of any of these reports, Katz notes that "in fairness, one can also make the argument that privacy advocates have no interest in understating ID theft".

What possible gain is there for privacy advocates to falsely report the severity or even increase of the situation?

If Katz is referring to commercial groups who charge a fee to locate sensitive information and another one to remove it, we agree completely. These are almost always the same folks you'll find sitting in the local courthouse recording all your information, brokering it, then charging you to remove it.

But groups like www.FindMyID.com that search and alert free of charge gain only the satisfaction of knowing they've done the Right Thing. We do it because we make the time, because we can, and because someone needs to.

I don't want to dog Ian Katz. God bless him for having the courage to investigate and then report, a concept that creates hostility when suggested to North Carolina newspapers. But it's disappointing to read a suggestion that ID theft isn't as serious as it once was, especially from someone in Mr. Katz' position, when our requests for help increase every day. Ask anyone whose home, ID, or account has been swindled and they'll tell you that statistics don't matter. Unless you're a relatively wealthy person, ID theft is personally devastating and a tough recovery.

Take a deep breath, Ian. Get in touch ( findmyid@mindspring.com ) and I'll explain how we found this info, whether yours or a namesake, and if needed will provide instruction on having it removed from public view.


www.FindMyID.com

Bank of America

Bank of America, the shareholder's whore, has now outdone all previous profit antics by announcing credit card accounts for illegal immigrants. These accounts require no social security numbers and clarify Bank of America's shameful stance on American security, as well as how closely they may have monitored applicant information in the past.

Russ Knocke, a spokesman for the Department of Homeland Security, is quoted as saying, "At face value the program seems to be problematic. It seems to be lending itself to possibilities of perpetrating identity theft or creating more risk for money laundering."

True. But think of the plus side; now immigration officials can simply subpoena Bofa's cardholder information to clean up that stack on their desk.

Miss Fannie Crank, a whore in downtown Charlotte, NC, where Bank of America is headquartered, agrees and is visibly shaken when asked how she felt about the similarities to her chosen profession. "You'd think they'd have the decency to at least change their name. We work hard for our money! They give a bad name to whores everywhere!"

I couldn't have said it better, Fannie.

If you have money in Bank of America, you need to ask yourself a hard question - Are you aiding and abetting a criminal? If your money is part of Bank of America's 5.7 billion in deposits, you may want to get in touch with us. We're concerned about American security and still check records free of charge.

www.FindMyID.com

Tuesday, February 13, 2007

IPOD BAN ?

In yet another attempt to legislate safety or in this case, common sense, a bill is in the works to ban listening to ipods while crossing the street.

Let's see, now. That's in addition to road rules, driving rules, drinking rules, smoking rules, noise rules, caloric advice, exercise advice, and parenting advice. We have protection in the form of police, military, state, a dozen others I can't think of just now and even the all-encompassing Homeland Security.

Yet all of our personal information is posted on the Internet for the world to view?

If you see Carl Kruger, ask him to get in touch with me. I have a real project for him.

www.FindMyID.com