Monday, March 26, 2007

Politickin' Ain't Cheap

I've just read "Business, bureaucrats hope lawmakers trump Abbott's SSN rule" in Legal News Online and wonder if you noticed who was missing from that headline. How about the citizens of Texas?

That noted, let's clear up a few things.

HB 2061 does not allow for redaction of a social security number. It allows for redaction of all but the last four digits of a social security number which, ironically, are the most crucial in identity theft.

In a recent article in News For Public Officials , author David Bloys breaks down the social security number this way:

"Your nine-digit SSN is composed of three parts, only the last part identifies you. The other two sets of numbers identify the group of people who received their numbers from the same region and at approximately the same time as you."

As for business grinding to a halt in Texas when the clerks blocked access to the records; hogwash. That was nothing more than a well-orchestrated sit-in designed to punish Abbott for upsetting the clerks' routine.

As an abstractor, I know personally the importance of access to official records when completing a title order. But the title companies have been buying records in bulk from those few rogue clerks for years in order to create their own title plants and spending less than a penny per record, literally, while the public, who built and paid for the database still pay as much as a dollar per page. As for a disservice to the public, most citizens have never even been to the clerk's office unless it was for a marriage license or copy of a birth certificate and geez, now you can just order a birth certificate online.

No one seems to remember that there are also books inside the courthouse, which is how records were searched for a hundred years until software salesmen came along and courted a few misguided clerks. One North Carolina clerk answered this way when asked the advantage of online systems over books, "Well, we don't have all those people cluttering up the office."

Funny, isn't it? How we're 'voters' one month and 'clutter' the next?

Don't you find it interesting that Abbott's ruling "triggered a burst of activity" among Texas clerks in removing social security numbers once it was mandated? This is something they could have initiated and should have been doing all along if they'd been concerned at all. But Texas is the corporate home of Affiliated Computer Systems (ACS), Perot Systems, Electronic Data Systems, Hart Intercivic, and countless other software companies and data brokers and as we've witnessed from nearly every public official in Texas except Greg Abbott, money talks. In Texas, big money talks loud.

Yes, Texas representatives "rode to the rescue" of business, bureaucrats and county clerks who pouted until they received HB 2061, but cowardly sold out the everyday citizen by bowing to Big Money in the process. I hope they remembered to pick up their spines at the door.

Tuesday, March 13, 2007

DEEDS R US

The post office did it. So did motor vehicle offices. License plate divisions. Even some police departments. Billing offices have done it for years.

Government offices all over the nation are turning to the private sector for more efficient, innovative service ideas. That's where I come in.

"If you want something done right, do it yourself."

I couldn't agree more. And that's why, after pleading, worrying, cajoling, and lobbying against online records in government, I'm toying with the idea of a Deeds R Us office near you.

Not only will your records remain offline, I'll keep a communication log of who requests to see them. Title companies, banks, and data brokers may view, but not copy the records. All abstracts must be done on site.

Think I'm kidding?

Even Harvard Business School can't argue that there are thousands more homeowners / voters than there are title executives, legislators, and data brokers. And those homeowners and voters are frustrated beyond reason with clerks and registrars who sell and expose them and then claim moral and legal immunity.

Think real estate industry will grind to a halt?

Think again. If I hold the fastest growing repository in town, they'll come around quick enough.

Sounds ridiculous, doesn't it? But the clerks and registrars have already enabled the private sector to successfully run such a business. They're called 'title plants' and they gained billions of your records at cut-rate prices, compliments of rogue clerks such as Dianne Wilson of Fort Bend County, Texas.

But my company will be different. You won't record with the county and me. Just me. And when there's a big enough gap in the chain of title and enough title companies tapping pencils to their teeth out of boredom and enough legislators trying to explain how this all happened, then you'll get the respect you paid for and fully deserved all along.

Deeds R Us. Reasonable recordings secured in a steel vault. Coming soon to a town near you!

Until that happy day, send an email to FindMyID@mindspring.com I'll be happy to check your records free of charge. Oh, and investors are welcome to contact me at the same email address. I check it often. There's no shortage of furious, frightened citizens asking for help.

www.FindMyID.com

Tuesday, March 06, 2007

Don't Mess With Texas? Don't Make Me Laugh.

I'll say it. In all of Texas there is less than a handful of people interested American security. Oh they sport matching t-shirts and shake their fist when it comes to border patrol, but when asked to write a simple letter of protest or make a brief call to their local representative, the entire state caves like a bunch of little girls.

And speaking of girls, apparently hairspray, a tantrum, and a sufficient amount of whining is all that's needed for Representative Jim Keffer to cave, a man who rushed to the manipulative clerks' rescue and suggested we all ignore Attorney General Abbott's ruling so that the "courthouse can get back to business as usual".

Business as usual equals corruption in Texas.

If that sounds harsh, perhaps you can explain how trafficking in social security numbers would land the rest of us in prison, yet is perfectly legal when done by a Texas County Clerk?

Isn't anyone down there asking why the clerks are hell-bent on keeping title companies, banks, and data brokers happier than their own citizens?

If you're the next victim of ID Theft in Texas, don't expect much sympathy from a legal system who preferred business as usual over security, and please, don't have the you-know-whats to whine about it. It's clear now that you don't have any you-know-whats.


www.FindMyID.com